Legal process

Do you know the legal process of buying a property?


This is the legal work necessary when buying a property. It can involve local searches to check there is no major work due nearby, ensuring the property and land are legally owned by the current owners and the boundaries are as they are claimed to be, amongst other things. We can put you in touch with a legal firm to handle the conveyancing.

Exchange and Completion

You are legally bound to the purchase of the property at exchange of contracts and you may be required to pay a deposit. Ownership passes to the buyer on completion, at which point the money is transferred to the seller’s solicitor and the deeds to the purchaser or their mortgage lender.


You will need to arrange home insurance for your home. Buildings insurance is usually required as a condition of the lender if you are taking out a mortgage. Contents insurance is unlikely to be a requirement but it is advisable to obtain cover to protect your belongings against accidental damage, loss or theft.

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