Stamp Duty Land Tax in England and Northern Ireland

If you are thinking of buying a property, now is the time with the stamp duty threshold raising to £500k until 31st March for primary residences.

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What is stamp duty?

When you buy a residential property in England and Northern Ireland over a certain price you have to pay Stamp Duty Land Tax (SDLT).

Stamp Duty Land Tax (SDLT) or 'stamp duty' is a tax on properties bought in England and Northern Ireland. The rate of stamp duty you'll pay will depend on where in the UK you decide to buy the property. England and Northern Ireland share the same rates, whilst Scotland and Wales differ. The cost of stamp duty will vary depending on the price of your chosen property and your reason for buying it. 

When do you have to pay stamp duty?

The tax is paid to the government within 14 days of completion of the sale via an SDLT return to HMRC. If you have a solicitor, estate agent or conveyancer, they’ll usually file your return and pay the tax on your behalf on the day of completion and add the amount to their fees. They’ll also claim any relief you’re eligible for, such as if you’re a first-time buyer. You can also file the return and pay the tax yourself if you wish to do so. 

How much stamp duty will I have to pay now?

Use the Stamp Duty Land Tax (SDLT) calculator to find out roughly how much stamp duty you may pay depending on your reason for buying the property and it's valuation.

On 8th July 2020 the Government announced a stamp duty holiday to support the economy through the COVID-19 crisis. This holiday lasts until 31st March 2021.

The calculation is based on the stamp duty rates from November 2017 and the holiday that was introduced on 8th July 2020. This will allow you to see how much buying now could save you.

If you're buying in Wales you will pay a Land Transaction Tax.

Stamp Duty Calculator

This calculator provides a guide to the amount of residential stamp duty you may pay and does not guarantee this will be the actual cost. This calculation is based on the Stamp Duty Land Tax Rates for residential properties purchased after 22 November 2017 to 7 July 2020 then from 8 July 2020 until 31 March 2021. For more information on Stamp Duty Land Tax, click here.

What is stamp duty?

When you buy a residential property in England and Northern Ireland over a certain price you have to pay Stamp Duty Land Tax (SDLT).

Stamp Duty Land Tax (SDLT) or 'stamp duty' is a tax on properties bought in England and Northern Ireland. The rate of stamp duty you'll pay will depend on where in the UK you decide to buy the property. England and Northern Ireland share the same rates, whilst Scotland and Wales differ. The cost of stamp duty will vary depending on the price of your chosen property and your reason for buying it. 

Stamp Duty Calculator

This calculator provides a guide to the amount of residential stamp duty you may pay and does not guarantee this will be the actual cost. This calculation is based on the Stamp Duty Land Tax Rates for residential properties purchased after 22 November 2017 to 7 July 2020 then from 8 July 2020 until 31 March 2021. For more information on Stamp Duty Land Tax, click here.

When do you have to pay stamp duty?

The tax is paid to the government within 14 days of completion of the sale via an SDLT return to HMRC. If you have a solicitor, estate agent or conveyancer, they’ll usually file your return and pay the tax on your behalf on the day of completion and add the amount to their fees. They’ll also claim any relief you’re eligible for, such as if you’re a first-time buyer. You can also file the return and pay the tax yourself if you wish to do so. 

How much stamp duty will I have to pay now?

Use the Stamp Duty Land Tax (SDLT) calculator to find out roughly how much stamp duty you may pay depending on your reason for buying the property and it's valuation.

On 8th July 2020 the Government announced a stamp duty holiday to support the economy through the COVID-19 crisis. This holiday lasts until 31st March 2021.

The calculation is based on the stamp duty rates from November 2017 and the holiday that was introduced on 8th July 2020. This will allow you to see how much buying now could save you.

If you're buying in Wales you will pay a Land Transaction Tax.

Stamp duty rates

Rates from 8th July 2020 to 31st March 2021:

Purchase price under £500,000

No stamp duty is charged on properties under £500,000.

Purchase price between £500,001 and £925,000

Buyers don’t pay stamp duty on the first £500,000. They then pay 5% on the portion of the property price over £500,001.

Purchase price between £925,001 and £1.5m

Buyers don’t pay stamp duty on the first £500,000. They then pay 5% on the portion of the price between £500,001 and £925,000 and 10% on the portion between £925,001 and £1.5 million.

Purchase price over £1.5m

Buyers don’t pay stamp duty on the first £500,000. They then pay 5% on the portion of the price between £500,001 and £925,000, 10% on the portion between £925,001 and £1.5 million and 12% on the portion over £1.5m.

Rates from 22nd November 2017 to 7th July 2020:

Purchase price under £125,000

No stamp duty is charged on properties under £125,000.

Purchase price between £125,001 and £250,000

Buyers don’t pay stamp duty on the first £125,000. They then pay 2% on the remainder of the property price up to £250,000.

Purchase price between £250,001 and £925,000

Buyers don’t pay stamp duty on the first £125,000. They then pay 2% on the portion of the price between £125,001 and £250,000, then 5% on the portion of the price over £250,001.

Purchase price between £925,001 and £1.5m

Buyers don’t pay stamp duty on the first £125,000. They then pay 2% on the portion of the price between £125,001 and £250,000, 5% on the portion of the price between £250,001 and £925,000 and 10% on the portion between £925,001 and £1.5 million.

Purchase price over £1.5m

Buyers don’t pay stamp duty on the first £125,000. They then pay 2% on the portion of the price between £125,001 and £250,000, 5% on the portion of the price between £250,001 and £925,000, 10% on the portion between £925,001 and £1.5 million and 12% on the portion over £1.5 million.