Tenant Income Protection

If you were unable to work, who would pay your rent?

With average rents at between £542 a month in the North East and £1,263 a month in Northern Ireland* and statutory sick pay (the minimum amount an employer must pay) at just £92.05 per week for up to 28 weeks** many people will face a huge shortfall between income and expenditure should the worst happen. 

What could put your income in jeopardy?

  • Serious illness such as cancer, stroke or heart attack
  • Injury including trips, falls and back pain
  • Stress, depression or anxiety


Our partners, Embrace Financial Services can help you protect your income ensuring you can pay your rent and keep your home 

Critical Illness Insurance

  • Pays a lump sum or a regular income if you are diagnosed with a 'critical illness', as specified in the policy terms and conditions.
  • The lump sum or regular income can be used towards meeting your rent and bills, or could cover the costs of any additional medical requirement you may have.
  • You can take the time needed to recuperate fully without the anxiety of worrying about money.

Income Protection Insurance

  • Replaces a proportion of the income you lose if you cannot work due to sickness, stress or accidental injury.

All our insurance policies are underwritten by AVIVA - one of the largest insurers in the UK.

For more information about tenant income protection, please complete the form or call 01392 453 592 to speak to an Embrace Financial Services Financial Adviser. 

Talk to Embrace Financial Services about tenant protection

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Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.

*LSL England and Wales Rental Tracker, December 2018 report **https://www.gov.uk/statutory-sick-pay