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Help to Buy

Unlock the door to a new home with the Help to Buy scheme

The Government has created the Help to Buy schemes to make getting onto, or moving up, the housing ladder more accessible for house buyers. Home owners and first time buyers may now be able to purchase a home with as little as a 5% deposit.

The main criteria:

  • First time buyers and existing home owners
  • Minimum of 5% deposit
  • The property must be your only property
  • Maximum purchase price in England of £600,000
  • Help to Buy Wales applies to the purchase of new-build homes worth up to £300,000
  • Help to Buy Scotland is no longer accepting application forms
  • Available from participating mortgage lenders
  • Terms and Conditions apply

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Our initial mortgage consultation is free. We will charge a fee between £349 and £699 on application. The amount we will charge is dependent on the amount of research and administration required.

Help to buy logo

For further information see https://www.gov.uk/affordable-home-ownership-schemes/overview'

Sources: October 2016 http://helptobuywales.co.uk/, http://www.gov.scot/Topics/Built-Environment/Housing/BuyingSelling/help-to-buy, and http://www.helptobuy.org.uk/

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