Budget planner

How much can I afford each month?

Before you start to calculate how much your mortgage and protection payments might be, it’s an idea to work out approximately how much you may be able to afford each month using our budget planner.

Simply complete the details in the Income and Outgoings section with actual or closely estimated figures. Some of the boxes may not apply to you but try to include all the main items you might be paying out for.

Remember that to get the best result at the bottom of this budget planner you need to enter MONTHLY income or expenditure.

Mortgage advice

Depending on the size of property and/or the area you are moving to, some of your current bills may increase or decrease. For more information, why not come and talk to our partners, Embrace Financial Services Mortgage Advisers? They can help with the completion of this planner and you could also benefit from no obligation advice.

Book an appointment

60 second Mortgage Match

Use our free online tool, provided by our partners Embrace Financial Services, to find mortgage matches and exclusive rates* tailored to your own credit profile.

Find matches

*Exclusive deals are made available to Embrace Financial Services by PRIMIS Mortgage Network, to which Embrace Financial Services are an Appointed Representative.


Embrace Financial Services usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

Reeds Rains may receive a referral fee from Embrace Financial Services for recommending their services. You are not under any obligation to use their services. Embrace Financial Services is an associated company of Reeds Rains.

Mortgage Budget Planner

Monthly income section
Monthly expenditure section (enter totals for you and your partner)