MenuSearch

Latest mortgage deals

A comprehensive range of mortgages from across the market.

Mortgage rates are constantly changing and there might be something better available now.

Call us free on 0800 470 1182 ^. or request an appointment online and you will be contacted within 15 minutes*

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Our initial mortgage consultation is free. We will charge a fee between £399 and £999 that is payable on application. The amount we will charge is dependent on the amount of research and administration required. We reserve the right to charge a subsequent fee of £99 for each further application that may be required.

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
5 year fixed at 2.99% for PURCHASES ONLY in E&W 2.99% 30/06/2022 3.99% 90% 3.68% (APRC) £0 Come and talk to us
5 year fixed at 2.99% for PURCHASES ONLY in E&W
Initial Interest Rate Until Follow On Interest Rate
2.99% 30/06/2022 3.99%
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
90% 3.68% (APRC) £0
Come and talk to us

Features:

Maximum loan: £500,000

Representative example:

Based on a mortgage of £162,000 on a property valuation of £180,000 repaying the mortgage over 25 years, initially on a fixed rate of 2.99% for 5 years, then on a variable rate (currently 3.99%) for the remaining 20 years. This would require 59 monthly payments of £767.38, followed by 241 monthly payments of £838.77. The total amount payable would be £247,901.99 made up of the loan amount plus interest and £100 (release of company's charge), £30 (funds transfer fee).  The overall cost for comparison is 3.68% APRC representative.

Incentives:

No booking fee or arrangement fee

Free basic valuation

£1000 Cashback

Early repayment charges:
Tapered early repayment charges (ERCs): 5/5/4/3/2% until 30/06/2022

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
2 year fixed at 2.34% for purchases and remortgages across UK 2.34% 30/09/2019 3.69% 90% 3.51% (APRC) £0 Come and talk to us
2 year fixed at 2.34% for purchases and remortgages across UK
Initial Interest Rate Until Follow On Interest Rate
2.34% 30/09/2019 3.69%
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
90% 3.51% (APRC) £0
Come and talk to us

Features:

Maximum loan: £400,000

Representative example:

Based on a mortgage of £162,000 on a property valuation of £180,000 repaying the mortgage over 25 years, initially on a fixed rate of 2.34% for 2 years, then on a variable rate (currently 3.69%) for the remaining 23 years. This would require 26 monthly payments of £713.77, followed by 274 monthly payments of £818.44. The total amount payable would be £243,105.58 made up of the loan amount plus interest and £295 (lender conveyancing fee). The overall cost for comparison is 3.51% APRC representative.

Incentives:

No booking fee and no arrangement fee

Free basic valuation

Free legals for remortgages

Early repayment charges:
Tapered early repayment charges (ERCs): 2/1% until 30/09/2019

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
2 year fixed at 1.79% for homemover purchases across UK 1.79% 30/09/2019 3.74% 85% 3.51% (APRC) £999 Come and talk to us
2 year fixed at 1.79% for homemover purchases across UK
Initial Interest Rate Until Follow On Interest Rate
1.79% 30/09/2019 3.74%
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
85% 3.51% (APRC) £999
Come and talk to us

Features:

Maximum loan: £1 million

Representative example:

Based on a mortgage of £161,500 on a property valuation of £190,000 repaying the mortgage over 25 years, initially on a fixed rate of 1.79% for 2 years, then on a variable rate (currently 3.74%) for the remaining 23 years. This would require 26 monthly payments of £668.13, followed by 274 monthly payments of £815.86. The total amount payable would be £242,432.29 made up of the loan amount plus interest and £999 (arrangement fee), £355 (valuation fee), £161.27 (lender conveyancing fee).  The overall cost for comparison is 3.68% APRC representative.

Incentives:

No booking fee

£1,000 cashback

Early repayment charges:
Tapered early repayment charges (ERCs): 3/1.3% until 30/09/2019

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
3 year fixed at 3.69, then fixed for 2 years at 2.59% for purchases and remortgages in E&W 3.69% 31/07/2022 5.64% 95% 4.31% (APRC) £199 Come and talk to us
3 year fixed at 3.69, then fixed for 2 years at 2.59% for purchases and remortgages in E&W
Initial Interest Rate Until Follow On Interest Rate
3.69% 31/07/2022 5.64%
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
95% 4.31% (APRC) £199
Come and talk to us

Features:

Maximum loan: £275,000

Representative example:

Based on a mortgage of £142,500 on a property valuation of £150,000 repaying the mortgage over 25 years, on a fixed rate of 3.69% for 3 years, then 2.59% fixed for the next 2 years and then on a variable rate (currently 5.64%) for the remaining 20 years. This would require 36 monthly payments of £727.99, followed by 24 monthly payments of £653.87, followed by 240 monthly payments of £851.54. The total amount payable would be £247,669.12 made up of the loan amount plus interest and £199 (arrangement fee), £800 (booking fee), £150 (mortgage exit fee), £250 (lender conveyancing fee).  The overall cost for comparison is 4.86% APRC representative.

Incentives:

Free basic valuation

Early repayment charges:
Tapered early repayment charges (ERCs): 5/4/3/2/1% during 5 year period

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
2 year fixed at 1.64% for purchases and remortgages across UK 1.64% 02/08/2019 4.49% 75% 4.05% (APRC) £0 Come and talk to us
2 year fixed at 1.64% for purchases and remortgages across UK
Initial Interest Rate Until Follow On Interest Rate
1.64% 02/08/2019 4.49%
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
75% 4.05% (APRC) £0
Come and talk to us

Features:

Maximum loan: £550,000

Representative example:

Based on a mortgage of £120,000 on a property valuation of £160,000 repaying the mortgage over 25 years, initially on a fixed rate of 1.64% for 2 years, then on a variable rate (currently 4.49%) for the remaining 23 years. This would require 25 monthly payments of £487.86, followed by 275 monthly payments of £651.47. The total amount payable would be £191,736.75 made up of the loan amount plus interest and £225 (account fee), £35 (funds transfer fee), £126 (lender conveyancing fee). The overall cost for comparison is 3.51% APRC representative.

Incentives:

No booking fee, no arrangement fee

Free basic valuation

Free legals for remortgages or £250 cashback, £250 cashback for purchases

Early repayment charges:
Early repayment charge (ERC): 3% until 02/08/2019

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
2 year fixed at 1.69% for REMORTGAGES ONLY across UK 1.69% 31/09/2019 4.59% 60% 4.33% (APRC) £995 Come and talk to us
2 year fixed at 1.69% for REMORTGAGES ONLY across UK
Initial Interest Rate Until Follow On Interest Rate
1.69% 31/09/2019 4.59%
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
60% 4.33% (APRC) £995
Come and talk to us

Features:

Maximum loan: £1 million

Representative example:

Based on a mortgage of £162,000 on a property valuation of £270,000 repaying the interest on the mortgage over 25 years, initially on a fixed rate of 1.64% for 2 years, then on a variable rate (currently 4.59%) for the remaining 23 years. This would require 26 monthly payments of £221.40, followed by 274 monthly payments of £619.65. The total amount payable would be £338,830.50 made up of the loan amount plus interest and £995 (arrangement fee), £295 (account fee). The overall cost for comparison is 4.33% APRC representative. You will still owe £162,000.00 at the end of the mortgage term. You will need to make separate arrangements to repay this. When comparing the payments on this mortgage with a repayment mortgage, remember to add any money that you may need to pay into a separate savings plan to build up a lump sum to repay this amount.

Incentives:

No booking fee

Free level 1 valuation (max £1,500)

Early repayment charges:
Tapered early repayment charges (ERCs): 2/1% until 31/09/2019

Talk to us about mortgages

Call free on 0800 470 1182 ^ or click to contact us

Ask for advice from Reeds Rains

Last updated: 23rd May 2017

Please note that the above products may not be suitable to your particular circumstances, and you may not be eligible for them. Please contact us for further details.

8933-222