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Latest mortgage deals

A comprehensive range of mortgages from across the market.

Mortgage rates are constantly changing and there might be something better available now.

Call us free on 0800 470 1182 ^. or request an appointment online and you will be contacted within 15 minutes*

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Our initial mortgage consultation is free. We will charge a fee between £399 and £999 that is payable on application. The amount we will charge is dependent on the amount of research and administration required. We reserve the right to charge a subsequent fee of £99 for each further application that may be required.

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
3.55% fixed until 31/10/2019 for Shared Ownership Purchases Only across the UK 3.55% 31/10/2019 5.44% 75% 5.27% (APRC) £599 Come and talk to us
3.55% fixed until 31/10/2019 for Shared Ownership Purchases Only across the UK
Initial Interest Rate Until Follow On Interest Rate
3.55% 31/10/2019 5.44%
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
75% 5.27% (APRC) £599
Come and talk to us

Features:

Maximum Loan £500,000

Representative example:

A mortgage of £106,875 payable over 25 years, initially on a fixed rate for 2 years at 3.55% and then on a variable rate of 5.44% for the remaining 23 years would require 25 monthly repayments of £540.93 followed by 275 monthly payments of £647.76. The total amount repayable would be £192,011.25 plus interest and fees (£599, Arrangement Fee). The overall cost for comparison is 5.27% APRC representative.

Incentives:

No booking fee

Free basic valuation

Early repayment charges:
Tapered Early Repayment Charges (ERCs): 3/2% until 31/10/2019.

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
2.34% fixed until 30/09/2019 for Purchases and Remortgages across the UK 2.34% 30/09/2019 3.69% 90% 3.51% (APRC) £0 Come and talk to us
2.34% fixed until 30/09/2019 for Purchases and Remortgages across the UK
Initial Interest Rate Until Follow On Interest Rate
2.34% 30/09/2019 3.69%
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
90% 3.51% (APRC) £0
Come and talk to us

Features:

Maximum loan: £400,000

Representative Example:

A mortgage of £142,500.00 payable over 25 years, initially on a fixed rate for 2 years at 2.34% and then on a variable rate of 3.69% for the remaining 23 years would require 24 monthly repayments of £627.86 followed by 276 monthly payments of £720.55. The total amount repayable would be £213,940.44 plus interest. The overall cost for comparison is 3.51% APRC representative.

Incentives:

No booking fee

No arrangement fee

Free legals for remortgages

Free basic valuation

Early repayment charges:
Tapered Early Repayment Charges (ERCs): 2/1% until 30/09/2019.

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
1.31% fixed until 30/09/2019 for Purchases Only across the UK 1.31% 30/09/2019 3.74% 85% 3.47% (APRC) £999 Come and talk to us
1.31% fixed until 30/09/2019 for Purchases Only across the UK
Initial Interest Rate Until Follow On Interest Rate
1.31% 30/09/2019 3.74%
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
85% 3.47% (APRC) £999
Come and talk to us

Features:

Maximum Loan £1 million

Representative Example

A mortgage of £142,500 payable over 25 years, initially on a fixed rate for 2 years at 1.31% and then on a variable rate of 3.74% for the remaining 23 years would require 24 monthly repayments of £561.18 followed by 276 monthly payments of £722.81. The total amount repayable would be £213,480.15 plus interest and fees (£999, Arrangement Fee). The overall cost for comparison is 3.47% APRC representative.

Incentives:

No booking fee

Early repayment charges:
Tapered Early Repayment Charges (ERCs): 2/0.9% until 30/09/2019.

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
1.84% fixed until 30/09/2022 for Remortgages Only across the UK 1.84% 30/09/2022 3.89% 75% 3.19% (APRC) £995 Come and talk to us
1.84% fixed until 30/09/2022 for Remortgages Only across the UK
Initial Interest Rate Until Follow On Interest Rate
1.84% 30/09/2022 3.89%
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
75% 3.19% (APRC) £995
Come and talk to us

Features:

Maximum Loan £1 million

Representative Example

A mortgage of £142,500 payable over 25 years, initially on a fixed rate for 5 years at 1.84% and then on a variable rate of 3.89% for the remaining 20 years would require 60 monthly repayments of £597.09 followed by 240 monthly payments of £719.14. The total amount repayable would be £208,534.00 plus interest and fees (£995, Arrangement Fee). The overall cost for comparison is 3.19% APRC representative.

Incentives:

Free basic valuation

Free legals

Early repayment charges:
Tapered Early repayment charges (ERCs): 5/4/3/2/1% until 30/09/2022.

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
1.74% fixed for 5 Years for Remortgages Only in England & Wales 1.74% 5 Years 3.75% 65% 3.07% (APRC) £999 Come and talk to us
1.74% fixed for 5 Years for Remortgages Only in England & Wales
Initial Interest Rate Until Follow On Interest Rate
1.74% 5 Years 3.75%
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
65% 3.07% (APRC) £999
Come and talk to us

Features:

Maximum Loan £1.3 million

Representative Example

A mortgage of £142,500 payable over 25 years, initially on a fixed rate for 5 years at 1.74% and then on a variable rate of 3.75% for the remaining 20 years would require 60 monthly repayments of £590.23 followed by 240 monthly payments of £708.86. The total amount repayable would be £205,625.20 plus interest and fees (£999, Arrangement Fee).The overall cost for comparison is 3.07% APRC representative.

Incentives:

No booking fee

Free basic valuation

Free legals

Early repayment charges:
Tapered Early repayment charges (ERCs): 5/4/32/1% for 5 years.

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
2.92% fixed until 30/11/2022 for Purchases Only across the UK (BTL Exclusive) 2.92% 30/11/2022 4.25% 75% 3.99% (APRC) £995 Come and talk to us
2.92% fixed until 30/11/2022 for Purchases Only across the UK (BTL Exclusive)
Initial Interest Rate Until Follow On Interest Rate
2.92% 30/11/2022 4.25%
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
75% 3.99% (APRC) £995
Come and talk to us

Features:

Maximum Loan £2 million

Representative Example

A mortgage of £142,500 payable over 25 years, initially on a fixed rate for 5 years at 2.92% and then on a variable rate of 4.25% for the remaining 20 years would require 62 monthly repayments of £349.17 followed by 238 monthly payments of £508.21. The total amount repayable would be £286,493.02 plus interest and fees (£995, Arrangement Fee). You will still owe £142,500 at the end of the mortgage term. You will need to make separate arrangements to repay this. When comparing the payments on this mortgage with a repayment mortgage, remember to add any money that you may need to pay into a separate savings plan to build up a lump sum to repay this amount. The overall cost for comparison is 3.99% APRC representative.

Incentives:

No booking fee

Early repayment charges:
Tapered Early repayment charges (ERCs): 5/4/3/2/1% until 30/11/2022.

Talk to us about mortgages

Call free on 0800 470 1182 ^ or click to contact us

Ask for advice from Reeds Rains

Last updated: 16th August 2017

Please note that the above products may not be suitable to your particular circumstances, and you may not be eligible for them. Please contact us for further details.

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