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Latest mortgage deals

A selection of latest mortgage deals from our comprehensive panel of lenders.

Mortgage rates are constantly changing and there might be something better available now.

Call us free on 0800 470 1182 ^. or request an appointment online and you will be contacted within 15 minutes*

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Our initial mortgage consultation is free. We will charge a fee between £399 and £999 that is payable on application. The amount we will charge is dependent on the amount of research and administration required. We reserve the right to charge a subsequent fee of £99 for each further application that may be required.

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
5 year fixed at 1.99% for purchases & remortgages in England and Wales 1.99% 30/04/2022 3.99 65% 3.27% (APRC) £0 Come and talk to us
5 year fixed at 1.99% for purchases & remortgages in England and Wales
Initial Interest Rate Until Follow On Interest Rate
1.99% 30/04/2022 3.99
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
65% 3.27% (APRC) £0
Come and talk to us

Features:

Maximum loan: £1.3million

Representative example:

Based on a mortgage of £142,500 on a property valuation of £219,230 repaying the mortgage over 25 years, initially on a fixed rate of 1.99% for 5 years, then on a variable rate (currently 3.99%) for the remaining 20 years. This would require 60 monthly payments of £603.30, followed by 240 monthly payments of £722.72. The total amount you must pay back, including the amount borrowed is £210,133.80.

Incentives:

No booking fee nor Arrangement Fee

Free Basic Valuation

Free Legals or £300 Cashback for remortgages

Early repayment charges:
Tapered early repayment charges (ERCs): 5/5/5/4/3% until 30/04/2022

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
2 year fixed at 1.99% for purchases & remortgages across UK 1.99% 30/6/2019 3.69% 90% 3.52% (APRC) £900 Come and talk to us
2 year fixed at 1.99% for purchases & remortgages across UK
Initial Interest Rate Until Follow On Interest Rate
1.99% 30/6/2019 3.69%
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
90% 3.52% (APRC) £900
Come and talk to us

Features:

Maximum loan: £400,000

Representative example:

Based on a mortgage of £142,500 on a property valuation of £158,333 repaying the mortgage over 23 years, initially on a fixed rate of 1.99% for 2 years until 30/06/2019, then on a variable rate (currently 3.69%) for the remaining 23 years. This would require 26 monthly payments of £606.30, followed by 274 monthly payments of £717.66. The total amount you must pay back, including the amount borrowed is £213,821.64.

Incentives:

Free Legals for remortgages 

£250 discount on fees for Advance and Premier current account customers

Early repayment charges:
Tapered early repayment charges (ERCs): 2/1% until 30/6/2019

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
2 year fixed at 1.56% for purchases in England, Scotland and Wales 1.56% 03/04/2022 3.75 85% 3.51% (APRC) £995 Come and talk to us
2 year fixed at 1.56% for purchases in England, Scotland and Wales
Initial Interest Rate Until Follow On Interest Rate
1.56% 03/04/2022 3.75
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
85% 3.51% (APRC) £995
Come and talk to us

Features:

Maximum loan: £1million

Representative example:

Based on a mortgage of £142,500 on a property valuation of £167,660 repaying the mortgage over 25 years, initially on a fixed rate of 1.56% for 2 years, then on a variable rate (currently 3.75%) for the remaining 23 years. This would require 24 monthly payments of £573.94 followed by 276 monthly payments of £720.08. The total amount you must pay back, including the amount borrowed is £213,907.14.

Incentives:

No Booking Fee

Early repayment charges:
Tapered early repayment charges (ERCs): 2/1% until 03/04/2019

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
2 year fixed at 1.39% for remortgages across the UK 1.39% 30/6/2019 3.74 75% 3.42% (APRC) £999 Come and talk to us
2 year fixed at 1.39% for remortgages across the UK
Initial Interest Rate Until Follow On Interest Rate
1.39% 30/6/2019 3.74
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
75% 3.42% (APRC) £999
Come and talk to us

Features:

Maximum loan: £1million

Representative example:

Based on a mortgage of £142,500 on a property valuation of £190,000 repaying the mortgage over 25 years, initially on a fixed rate of 1.39% for 2 years until 30/06/2019, then on a variable rate (currently 4.24%) for the remaining 23 years. This would require 26 monthly payments of £552.67 followed by 274 monthly payments of £716.12. The total amount you must pay back, including the amount borrowed is £212,101.57.

Incentives:

No Booking Fee

No MAF

Early repayment charges:
Tapered early repayment charges (ERCs): 2.25/1.2% until 30/06/2019.

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
2 year fixed at 3.69% for purchases & remortgages across UK 3.69% 31/05/2019 5.44 95% 5.24% (APRC) £0 Come and talk to us
2 year fixed at 3.69% for purchases & remortgages across UK
Initial Interest Rate Until Follow On Interest Rate
3.69% 31/05/2019 5.44
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
95% 5.24% (APRC) £0
Come and talk to us

Features:

Maximum loan: £300,000

Representative example:

Based on a mortgage of £142,500 for a property valuation of £150,000, repaying the mortgage over 25 years, initially on a fixed rate of 3.69 for 2 years, then on a variable rate (currently 5.44%) for the remaining 23 years. This would require 25 monthly payments of £727.99, followed by 275 monthly payments of £859.76. The total amount you must pay back, including the amount borrowed is £254,987.75.

Incentives:

No Booking Fee

No Arrangement Fee

Free Basic Valuation

£250 Cashback

Early repayment charges:
Tapered early repayment charges (ERCs): 3/2% until 31/05/2019.

Product Initial Interest Rate Until Follow On Interest Rate Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
5 year fixed at 2.69% for purchases & remortgages across the UK 2.69% 02/6/2022 4.49 60% 4.14% (APRC) £0 Come and talk to us
5 year fixed at 2.69% for purchases & remortgages across the UK
Initial Interest Rate Until Follow On Interest Rate
2.69% 02/6/2022 4.49
Maximum Loan To Value (LTV) The overall cost for comparison is Lender’s Arrangement Fee
60% 4.14% (APRC) £0
Come and talk to us

Features:

Maximum loan: £750,000

Representative example:

Based on a mortgage of £142,500 on a property valuation of £237,500 repaying the mortgage over 25 years, initially on a fixed rate of 2.69% until 02/06/2022, then on a variable rate (currently 4.49%) for the remaining 20 years. This would require 62 monthly payments of £319.44 followed by 238 monthly payments of £533.19. The total amount you must pay back, including the amount borrowed is £291,588.75.

Incentives:

No Arrangement Fee

Free Basic Valuation

£250 Cashback for remortgages 

Early repayment charges:
Tapered early repayment charges (ERCs): 5% until 02/06/2022

Talk to us about mortgages

Call free on 0800 470 1182 ^ or click to contact us

Ask for advice from Reeds Rains

Last updated: 13th March 2017

Please note that the above products may not be suitable to your particular circumstances, and you may not be eligible for them. Please contact us for further details.

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