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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Your initial mortgage appointment is without obligation. Embrace Financial Services normally charge a fee for their services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but the standard fee is £599. Complex cases usually attract a higher fee. Embrace Financial Services will discuss and agree the fee with you prior to submitting any mortgage application.

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MyReedsRains account

Selling your house

Why sell with Reeds Rains Book a free valuation Instant online valuation Sold house prices Sell by auction Read our customer reviews

Help & guides

Guide to selling EPC Preventing fraud Selling FAQs Selling glossary

Selling in N. Ireland

Book a valuation Instant online valuation Our branches

Other products

Mortgages Conveyancing

Ready to sell? Book a valuation Want a quick estimate? Online sales valuation

Property search

Properties for sale New homes for sale Land for sale Auction properties Read our customer reviews

Help & guides

House buyers guide Stamp Duty Land Tax Land Transaction Tax Preventing fraud Buying FAQs Buying glossary

Buying in N. Ireland

Property in Northern Ireland N. Ireland Developments Co-Own in Northern Ireland Rent to Own Northern Ireland

Other products

Mortgages Conveyancing Home Insurance

Ready to sell? Book a valuation Want a quick estimate? Online valuation

Letting your house

Why let with Reeds Rains Book a lettings consultation Instant online valuation Find your local lettings agent Landlord services Landlord fees Client Money Protection Property inventories Read our customer reviews

Help & guides

Renters' Rights Act Take our landlord quizzes Becoming a landlord Landlord legal responsibilities guide Houses in multiple occupation Overseas landlords Yield calculator Landlord FAQs

Letting in N. Ireland

Book a lettings consultation Instant rental valuation Our branches

Other services

Landlord insurance Rent protection insurance Zero Deposits Landlord newsletter Investment Services

Ready to let? Book a lettings consultation Want a quick estimate? Online lettings valuation

Property search

Properties to rent Student lettings Read our customer reviews

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Guide to renting Checklist for students looking to rent Preventing fraud Renting FAQs

Your tenancy

Emergency contact details Permitted payments England Permitted payments Northern Ireland Permitted payments Wales Tenants contents insurance Tenant income protection

Looking for protection? We provide content insurance First time renting? Read our handy guide

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© Reeds Rains 2026. Reeds Rains is a trading name of Reeds Rains Limited, registered in England and Wales at Howard House, 3 St Mary’s Court, Blossom Street, York YO24 1AH (company number 02568254).

All Reeds Rains branches are owned and operated under licence by independent franchisees.

Mortgage and protection advice is provided by Embrace Financial Services. Embrace Financial Services Limited is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd, which is authorised and regulated by the Financial Conduct Authority.

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.